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Salary vs Dividends Optimiser
UPDATED 2025/26 + 2026/27
Model your director's salary and dividend split. Full breakdown of employer NI, employee NI, income tax, corporation tax and dividend tax — so you can see your true take-home.
Common values: £5,000 (no NI), £12,570 (full personal allowance).
Other companies under common control. Usually 0.
For guidance only. Based on confirmed 2025/26 and 2026/27 rates: Personal Allowance £12,570 (frozen), basic-rate band £50,270, higher-rate band to £125,140, dividend allowance £500, dividend rates 8.75% / 33.75% / 39.35%, employer NI 15% (above £5,000), Employment Allowance £10,500, Corporation Tax 19%/25% with marginal relief 3/200. Assumes director has no other income, isn't Scottish-resident, isn't repaying student loans, and is paid all profits as salary + dividends. PA tapers when total income exceeds £100,000. For your specific circumstances, book a free call.
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